Privacy Policy

Effective Date: January 19, 2025

Prosperity Pathways LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us through any of our digital platforms.

Information We Collect

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, and state of residence
• Financial Assessment Data: Responses to our Financial Health Scorecard quiz and related assessments
• Communication Preferences: Your preferences for receiving communications from us
• Device and Usage Information: IP address, browser type, pages visited, and interaction data collected through cookies and similar technologies

How We Use Your Information

We use the information we collect to:

• Provide financial education resources and personalized recommendations
• Communicate with you about our services, including via email, phone, and SMS/text messages
• Verify licensing requirements based on your state of residence
• Improve our website, services, and user experience
• Send promotional materials and updates (with your consent)
• Comply with legal obligations and protect our rights

SMS/Text Messaging

By providing your phone number and opting in to receive text messages, you consent to receive SMS communications from Prosperity Pathways LLC. These messages may include:

• Appointment reminders and confirmations
• Follow-up communications regarding your financial education journey
• Promotional messages about our services and events
• Important updates and notifications

Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us at [email protected].

We do not sell, rent, or share your phone number or SMS consent information with third parties for their marketing purposes.

Third-Party Services

We use the following third-party services that may collect information about you:

• GoHighLevel: Customer relationship management, email marketing, and SMS communications
• Facebook Pixel: Advertising measurement and optimization (when running ads)
• Google Analytics: Website traffic analysis and user behavior insights

These third parties have their own privacy policies governing how they use your information.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie preferences through your browser settings. Note that disabling cookies may affect website functionality.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Withdraw consent for SMS communications at any time

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Effective Date" above.